Which type of insurance would cover injuries that occur in the workplace?

Workers' compensation insurance is specifically designed to provide coverage for injuries and illnesses that occur in the workplace. This type of insurance helps protect employees who are injured on the job by covering medical expenses, rehabilitation costs, and, in some cases, lost wages if they are unable to work due to their injuries. It is a crucial component of employee benefits in many industries, ensuring that workers receive necessary support without needing to prove fault or negligence.

In contrast, general liability insurance primarily covers claims related to third-party bodily injury and property damage that occur on business premises, rather than injuries sustained by employees. Property insurance protects physical assets from risks such as fire or theft, and travel insurance covers unforeseen events while traveling, including medical emergencies or trip cancellations. None of these options are designed to address workplace injuries directly, making workers' compensation insurance the appropriate choice for this scenario.