Which of the following are two major types of liability coverage in casualty insurance?

General liability insurance and professional liability insurance are two major types of liability coverage in casualty insurance because they fulfill different needs for businesses and individuals when it comes to legal responsibilities.

General liability insurance is designed to protect businesses from a variety of claims including bodily injury, property damage, and personal injury that occur in the course of business operations. This type of coverage is essential for nearly all types of businesses as it provides a foundation for risk management.

Professional liability insurance, also known as errors and omissions insurance, is specifically tailored for professionals who provide services or advice. It safeguards against claims of negligence or inadequate work that may arise from the performance of professional duties. This coverage is particularly critical for professions such as healthcare, law, and consulting where advice or services could lead to financial loss for a client.

The other options involve types of insurance that do not specifically relate to liability coverage. Health insurance is focused on medical expenses, auto insurance primarily addresses vehicle-related incidents, while property and life insurance pertain to physical assets and life/death benefits, respectively. Thus, they do not fit into the category of liability coverage like general and professional liability insurance do.