Which coverage protects personal property, but not cash, when locked and closed?

The choice that protects personal property, excluding cash, when it is locked and closed is related to the coverage specified as "inside the premises (robbery and burglary of other property)." This type of coverage is designed to provide protection for various personal belongings within a structure against loss due to burglary or robbery, provided that the property is secured.

This coverage specifically addresses incidents where other types of personal property are stolen during a break-in while the premises were secured, making it a critical component for businesses or individuals who store valuable items in their facilities. It is important to note that cash and similar items may be excluded from this coverage, as they typically require separate, more specific protection mechanisms given their higher risk profile and typically different insurance treatments.

In contrast, the other options center around specific types of theft or coverage that may include limitations on what is covered or explicitly involve cash, which does not align with the scenario described in the question. Hence, understanding the nuances of each coverage type helps in evaluating which option best addresses the protection of personal property while excluding cash when locked and closed.