What type of policy may commonly include provisions for additional insureds?

Commercial general liability policies often include provisions for additional insureds because these policies are designed to protect businesses from liability claims arising from their operations. In a commercial context, businesses frequently engage in contracts with other parties that require them to add those parties as additional insureds on their liability policies. This ensures that if a claim arises that involves the additional insured, the primary business's insurance will provide coverage for that party as well, thereby protecting both the business and the interests of the other party involved in the contract.

This practice is particularly important in industries like construction or service provision, where multiple parties may be involved in a single project, and where liability risks need to be shared among all parties. Using commercial general liability policies in these situations reinforces the collaborative nature of business arrangements while also minimizing the financial risk for all involved parties.

Other types of insurance listed, such as auto, homeowner's, and pet insurance, typically do not have similar provisions for additional insureds as they are more individualized in nature and do not involve the complex contractual relationships found in commercial settings.