What does Symbol 9 represent in terms of auto insurance?

Symbol 9 in the context of auto insurance specifically refers to "Non-owned autos." This designation is used within the Business Automobile Policy to indicate vehicles that are not owned by the insured but are used in connection with the business. Non-owned autos can include vehicles that employees drive while conducting business or any vehicles that an insured might use but do not have full ownership rights over.

Understanding Symbol 9 is crucial for businesses because it broadens their coverage to account for liability that might arise from the use of vehicles that are not owned by the business itself. This can provide significant protection in cases where an employee or associate is involved in an accident while using a non-owned vehicle for business purposes.

The other options, while they represent different aspects of automobile insurance, do not pertain to Symbol 9. For instance, owned autos indicate vehicles that are fully owned by the business, temporary rentals refer to vehicles rented for a short duration, and commercial vehicles pertain specifically to vehicles that are used primarily for business operations. Each of these symbols has its specific uses and coverage scenarios, making it important for businesses to understand the distinctions.