How long does an appointment between an insurer and agent remain effective?

The effectiveness of an appointment between an insurer and an agent is contingent upon formal notification processes. An appointment remains effective until either party provides notice of termination to the insurance commissioner. This ensures that there is an official record of the status of the partnership between the agent and the insurer, protecting both parties and ensuring regulatory compliance.

While an appointment can be impacted by various circumstances such as retirement or changes in contracts, these situations do not by themselves terminate the appointment. Only a formal notice of termination serves to end the appointment, highlighting the importance of proper communication and documentation within the insurance industry.