CGL Med Pay coverage provides reimbursements for expenses within what time frame?

CGL Med Pay coverage, or Commercial General Liability Medical Payments coverage, is designed to cover medical expenses incurred by individuals who are accidentally injured on an insured location or due to the insured’s operations, regardless of fault. This coverage is not tied to a liability finding; it simply pays for medical expenses incurred.

The correct timeframe for reimbursement under CGL Med Pay coverage is one year from the date of the accident. This means that any medical expenses eligible for coverage must be incurred within this one-year period for the insurer to provide reimbursement. This limit helps ensure timely claims processing and encourages individuals to seek necessary medical treatment shortly after an incident occurs.

Understanding this timeframe is crucial for policyholders and injured parties to ensure all claims are submitted within the appropriate limits, allowing for prompt reimbursement for medical expenses.